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Compare Two Health Insurance Plans Using Your Own Claims

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The prompt

Help me compare two health insurance plans for next year using my real costs, not generic advice. I'll decide; you do the maths. Plan A details: [premium, deductible, co-pay or co-insurance, room-rent limit, sub-limits, waiting periods, network hospitals] Plan B details: [same] My past year: [doctor visits, regular medicines and monthly cost, tests, any hospital stay and its bill] People covered: [ages] Expected changes next year: [e.g. planned surgery, new medicine] Do this: 1. A table comparing the main terms side by side. 2. My total yearly cost under each plan for three cases: a quiet year, a year like last year, and a year with one hospital stay of [amount]. 3. The clauses that could surprise me (sub-limits, exclusions, waiting periods) for each plan. 4. The questions I should ask the insurer before deciding. Show your working. Use only the numbers I give; mark anything missing as [ASK INSURER]. This isn't a recommendation to buy.

Why this prompt

• Hand-picked, editorially reviewed prompt
• Written for ChatGPT, Claude, Gemini

Source

Created by BestPromptFinder — editorial prompt, not user-generated. See our content & source policy.

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