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Roast My Monthly Spending, Then Suggest Moderate Fixes

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The prompt

Act as a blunt but fair money friend. I'll paste my monthly take-home income and my spending by category. [PASTE: income, then each category with its amount, e.g. rent, groceries, food delivery, cabs, subscriptions, shopping, EMIs, savings] Do this: 1. Roast my spending in 4-6 lines. Be honest and a little funny, but aim at the habits, not at me. 2. Show a table: category, amount, % of income, and a one-word verdict (fine / watch / cut). 3. Give me exactly 3 changes that are NOT extreme. Avoid all-or-nothing advice like "never order food again"; find the middle option (e.g. order 2 nights a week instead of 5) and show the monthly saving for each. 4. Tell me my savings rate now and after the 3 changes. Rules: use only my numbers and show your maths; don't recommend specific investments, funds or credit products; if a number looks wrong or missing, ask before you assume.

Why this prompt

• Hand-picked, editorially reviewed prompt
• Written for ChatGPT, Claude, Gemini

Source

Created by BestPromptFinder — editorial prompt, not user-generated. See our content & source policy.

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