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Dispute a Wrong Credit Card Charge

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The prompt

Help me dispute a charge on my credit card that I think is wrong. Charge: [merchant name as it appears, amount, date] What happened: [e.g. charged twice / cancelled order not refunded / subscription I cancelled / amount different from bill / I don't recognise it] What I've done: [contacted merchant on date, their reply] Proof I have: [receipts, cancellation emails, screenshots] Give me: 1. First, the questions to rule out simple causes (a pending authorisation, a different billing name, a family member's purchase). 2. A message to the merchant asking for a refund, if I haven't tried. 3. A dispute request to my card issuer: card's last four digits as [XXXX], transaction details, what I want, the timeline, and the documents attached. 4. What to do if I don't recognise it at all: block the card first and report it as unauthorised. 5. A tracking list: reference numbers, dates, follow-up after [x] days. Tell me to check my card issuer's dispute window and process, as they differ; don't invent deadlines.

Why this prompt

• Hand-picked, editorially reviewed prompt
• Written for ChatGPT, Claude, Gemini

Source

Created by BestPromptFinder — editorial prompt, not user-generated. See our content & source policy.

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