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Layoff Money Runway: Month-by-Month Plan

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The prompt

Act as a calm financial planner helping someone who just lost their job. Show me, month by month, how long my money lasts and what to do. My situation: - Household: [e.g. me, partner with part-time income, one child] - Money in the bank: [AMOUNT] - Severance or notice pay still to come: [AMOUNT and WHEN] - Other income: [partner's income, rent received, freelance] - Fixed monthly costs: [rent or EMI, school fees, insurance, utilities] - Flexible monthly costs: [groceries, transport, eating out, subscriptions] - Long-term savings I'd rather not touch: [e.g. PF, retirement funds, FDs] Give me: 1. A month-by-month table: money in, money out, balance left, until it runs out. 2. The month I'd have to start touching long-term savings, shown clearly. 3. A "lean mode" version with cuts I choose from, and how many months it adds. 4. A first-week checklist: health insurance cover, EMIs to talk to the bank about, documents to collect from my employer. Rules: use only my numbers and show the maths; mark rules about PF, gratuity or taxes [VERIFY with an expert]; no investment or loan recommendations.

Why this prompt

• Hand-picked, editorially reviewed prompt
• Written for ChatGPT, Claude, Gemini

Source

Created by BestPromptFinder — editorial prompt, not user-generated. See our content & source policy.

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