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What to Do Right After a UPI or Online Banking Fraud

Finance · ChatGPT, Claude, Gemini · text
85AI Quality /100
94AI Usefulness est. /100
74Eval Confidence /100
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The prompt

Money was just taken from my account through a scam or a transaction I didn't make. Help me act quickly and in the right order. Keep the answer short and practical. What happened: [e.g. I shared an OTP on a call / an unknown UPI debit / a fake payment link / card used online] When: [date and time] Amount and account/card/UPI app involved: [don't share full numbers or PINs here] What I've done so far: [ ] Give me: 1. The first 30 minutes: a numbered checklist (block the card/UPI/net banking through the bank's official app or helpline, change passwords, report to the national cyber crime helpline and portal for India, marked [VERIFY: 1930 / cybercrime.gov.in]). 2. What details to keep ready: transaction IDs, screenshots, the caller's number, messages. 3. A short written complaint to my bank (fill-in-the-blanks) asking them to dispute the transaction, with a note to ask for a complaint reference number. 4. What to do if the bank doesn't resolve it (escalation to the banking ombudsman, marked [VERIFY]). 5. How to protect myself from follow-up 'recovery' scams. Never ask me for my PIN, OTP, password or full card number.
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